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Latest Month: July 2026

Can I Get a DSCR Loan with Vacant Units?

July 24, 2026 | Chris Goulart

One common question that many real estate investors ask is: can I get a DSCR loan with vacant units? The short answer is yes, but there are important details you should know before applying. DSCR stands for Debt Service Coverage Ratio, and the loans have become a popular financing option for investors. These loans focus […]

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John Doe
April 10, 2025
★★★★★

"Outstanding care and service. Truly felt welcomed and valued."

Emily Smith
March 22, 2025
★★★★★

"Highly professional and friendly staff. Will return again soon."

Michael Lee
February 14, 2025
★★★★★

"Very clean environment and polite team. Great first visit."

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Bobbi Tilton profile picture
Bobbi Tilton
20:29 02 May 25
Chris went above and beyond with very unique project financing.
Kevin P. profile picture
Kevin P.
23:20 13 Aug 21
I've worked with Chris a few times now, and he gets the HIGHEST POSSIBLE RATING! This guy is the best! .... What sets Chris apart from the others in the industry is that he not only has complete command of the various products available for different clients (so that he can carefully match you with the best loan for your situation), but once you've begun working with him, he stays on top of everything at all times, and he keeps you updated and informed at every step of the way. His communication skills and his communication ethics are excellent: In my loan process, I always knew exactly where we were and exactly where we were going, because Chris not only took the initiative to explain everything to me as we went in order to keep me updated, but he always responded very quickly to every single message or question that I sent to him. That's *gold*. He is knowledgeable, friendly, professional, perceptive, informed, lightning-fast, a savvy negotiator, and you can rest assured that he "has your back" the entire time. In short, Chris' level of high-quality, excellent customer service is a rare find in today's world. So, because of who he is and because of the successful results that he produces, I can say without hesitation that you would be very wise to hire him.
Ryan Westerman profile picture
Ryan Westerman
17:16 01 Apr 21
Working with Chris was a pleasure! He made buying our home as stress-free as possible. He handled most of the details, was very communicative, and walked us through the steps and processes that we were not familiar with. Buying a home is supposed to be one of the most stressful things you do in life, but Chris made it otherwise. We were confident he was going to take care of everything from beginning to end - and he did not disappoint. We would recommend him to anyone! When it comes time for us to refinance or buy another home, we wouldn't consider working with anyone else.
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MarvelousNox
17:42 18 Feb 21
Chris has a variety of loan products to fit your real estate needs. He is knowledgeable, professional, and very responsive. I highly recommend Chris and his services to everyone I know and to anyone looking for a new loan or refinance.
Austin Thomason profile picture
Austin Thomason
22:38 28 May 20
Chris Goulart was more than helpful during my experience in working with him to help finalize the refinance of 2 different properties of mine. I originally tried a credit union in town and they took weeks to get back to me on my application packet. Once I submitted the needed documents to Chris, we were in business and things were getting done quickly and efficiently. Thanks Chris for your great professionalism and commitment to your clients.
Roseanne Baker profile picture
Roseanne Baker
18:45 07 Sep 18
Chris is extremely professional, is a hard worker, always responds back to my emails/calls promptly, and is an expert as what he does. I will definitely recommend him to anyone that is looking for lending services and I will continue to use him for all of my lending needs in the future. You will not be disappointed with his services.
lorraine pitre profile picture
lorraine pitre
18:44 07 Jun 17
I used All California Lending to provide me with a hard money loan. My loan representative was Chris Goulart. I needed the loan to close in 15 days. Mr. Goulart was able to close the loan in the time frame expected. Several things I admired about Mr. Goulart was that he had great communication via email, text and/or verbal. He was always available. I was even out of the country while he was processing the loan. I came back and the loan was completed. 5 Stars!!!
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