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Commercial Lenders California

Welcome to All California Lending, your trusted source for Hard Money Commercial Loans in California. As leading Commercial Lenders in California, we specialize in providing tailored financial solutions to meet your unique commercial lending needs.

Our team of experienced California Commercial Hard Money Lenders is dedicated to helping businesses thrive. We understand the complexities of the California market and offer flexible financing options that suit your project requirements.

When you partner with All California Lending, you gain access to a network of top-notch Commercial Lenders in California. We pride ourselves on delivering competitive rates, swift approvals, and exceptional customer service.

Whether you’re seeking capital for real estate investments or expanding your business, All California Lending has the expertise and resources to make it happen. Trust us for Commercial Lending in California that drive success.

All California Lending can help with commercial loan requests of all types. We specialize in California commercial loans but can help nationwide on select commercial loan requests.

We offer a wide range of products to fit the needs of most commercial loan requests. We specialize in hard money loans, but also have institutional resources for your commercial transaction if the deal is right.

Regardless of debt service for the property, credit scores of the principals or type of property, contact us to discuss your scenario. Each transaction is unique and we can accomplish a lot with a brief conversation about your situation and loan request.

Call us Today at 877 462 3422

Institutional Lending or Hard Money

We can help you secure institutional lending or hard money lending for your commercial transaction. There are benefits to each, as well as requirements for each. Typically speaking, institutional loans will be less expensive with regards to rate and cost, but will also carry a stricter prepayment penalty (typically a walk down prepayment penalty that relates to the loan term).  They will also have more stringent underwriting requirements, including credit requirements.

Hard Money Commercial Loans

Hard money commercial loans are going to carry a higher interest rate and initial cost, but typically will have a more beneficial prepayment penalty (or no prepayment penalty) and will also have less stringent underwriting guidelines.  Credit is not as much of a factor, and we do have access to commercial loans for most credit situations, regardless of your credit score.

For distressed properties, properties in need of repair or repositioning and/or properties with vacancies that do not debt service, our hard money programs can be a lifeline.  Not only can we help acquire properties that may not fit with a bank due to income or condition, but we can also refinance properties with these same issues.  We can even help finance properties with 100% vacancies.  These hard money commercial loans are equity based.  Rather than being based on a debt service coverage ratio they are based on a percentage of the value of the property.

You can learn more about your options here:

If you are not sure what you may qualify for, please give us a call today and we can discuss your scenario.

All California Lending – 844 462 3422

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