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Latest Blogs

Are DSCR Loans Worth It for Long-Term Investors?

Are DSCR Loans Worth It for Long-Term Investors?

Posted by Chris Goulart  |  May 19, 2026

If you’re building a rental portfolio, you’ve probably hit a point where traditional financing starts slowing you down. Deals look good, but approvals don’t follow. That’s where the question comes...

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DSCR Loans for 5–8 Unit Residential Properties — What California Investors Need to Know

DSCR Loans for 5–8 Unit Residential Properties — What California Investors Need to Know

Posted by Chris Goulart  |  April 14, 2026

Most real estate investors are familiar with DSCR loans as a tool for financing 1–4 unit residential properties. What fewer investors know is that DSCR programs are also available for...

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Why Traditional Mortgages Don’t Work for Many Property Investors

Why Traditional Mortgages Don’t Work for Many Property Investors

Posted by Chris Goulart  |  March 27, 2026

If you’ve ever tried to finance an investment property through a bank, you’ve probably run into issues or conditions that don’t quite make sense. The deal looks solid, the numbers...

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DSCR Loans vs. Hard Money — Which Is Right for Your California Investment Property?

DSCR Loans vs. Hard Money — Which Is Right for Your California Investment Property?

Posted by Chris Goulart  |  March 16, 2026

We can help with both hard money loans and DSCR loans in California at All California Lending, so we see this question come up often: ‘I need to buy a...

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What Is a DSCR Loan? A Guide for California Real Estate Investors

What Is a DSCR Loan? A Guide for California Real Estate Investors

Posted by Chris Goulart  |  March 5, 2026

If you own rental property in California — or you’re looking to acquire some — there’s a loan program worth knowing about. It’s called a DSCR loan, and it’s specifically...

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Google Reviews
John Doe
April 10, 2025
★★★★★

"Outstanding care and service. Truly felt welcomed and valued."

Emily Smith
March 22, 2025
★★★★★

"Highly professional and friendly staff. Will return again soon."

Michael Lee
February 14, 2025
★★★★★

"Very clean environment and polite team. Great first visit."

Google Reviews
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All California Lending
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Bobbi Tilton profile picture
Bobbi Tilton
20:29 02 May 25
Chris went above and beyond with very unique project financing.
Kevin P. profile picture
Kevin P.
23:20 13 Aug 21
I've worked with Chris a few times now, and he gets the HIGHEST POSSIBLE RATING! This guy is the best! .... What sets Chris apart from the others in the industry is that he not only has complete command of the various products available for different clients (so that he can carefully match you with the best loan for your situation), but once you've begun working with him, he stays on top of everything at all times, and he keeps you updated and informed at every step of the way. His communication skills and his communication ethics are excellent: In my loan process, I always knew exactly where we were and exactly where we were going, because Chris not only took the initiative to explain everything to me as we went in order to keep me updated, but he always responded very quickly to every single message or question that I sent to him. That's *gold*. He is knowledgeable, friendly, professional, perceptive, informed, lightning-fast, a savvy negotiator, and you can rest assured that he "has your back" the entire time. In short, Chris' level of high-quality, excellent customer service is a rare find in today's world. So, because of who he is and because of the successful results that he produces, I can say without hesitation that you would be very wise to hire him.
Ryan Westerman profile picture
Ryan Westerman
17:16 01 Apr 21
Working with Chris was a pleasure! He made buying our home as stress-free as possible. He handled most of the details, was very communicative, and walked us through the steps and processes that we were not familiar with. Buying a home is supposed to be one of the most stressful things you do in life, but Chris made it otherwise. We were confident he was going to take care of everything from beginning to end - and he did not disappoint. We would recommend him to anyone! When it comes time for us to refinance or buy another home, we wouldn't consider working with anyone else.
MarvelousNox profile picture
MarvelousNox
17:42 18 Feb 21
Chris has a variety of loan products to fit your real estate needs. He is knowledgeable, professional, and very responsive. I highly recommend Chris and his services to everyone I know and to anyone looking for a new loan or refinance.
Austin Thomason profile picture
Austin Thomason
22:38 28 May 20
Chris Goulart was more than helpful during my experience in working with him to help finalize the refinance of 2 different properties of mine. I originally tried a credit union in town and they took weeks to get back to me on my application packet. Once I submitted the needed documents to Chris, we were in business and things were getting done quickly and efficiently. Thanks Chris for your great professionalism and commitment to your clients.
Roseanne Baker profile picture
Roseanne Baker
18:45 07 Sep 18
Chris is extremely professional, is a hard worker, always responds back to my emails/calls promptly, and is an expert as what he does. I will definitely recommend him to anyone that is looking for lending services and I will continue to use him for all of my lending needs in the future. You will not be disappointed with his services.
lorraine pitre profile picture
lorraine pitre
18:44 07 Jun 17
I used All California Lending to provide me with a hard money loan. My loan representative was Chris Goulart. I needed the loan to close in 15 days. Mr. Goulart was able to close the loan in the time frame expected. Several things I admired about Mr. Goulart was that he had great communication via email, text and/or verbal. He was always available. I was even out of the country while he was processing the loan. I came back and the loan was completed. 5 Stars!!!
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Recent Posts
Are DSCR Loans Worth It for Long-Term Investors?
DSCR Loans for 5–8 Unit Residential Properties — What California Investors Need to Know
Why Traditional Mortgages Don’t Work for Many Property Investors
DSCR Loans vs. Hard Money — Which Is Right for Your California Investment Property?
What Is a DSCR Loan? A Guide for California Real Estate Investors