We can help provide private hard money loans in Alameda County. Our hard money loan programs can provide financing for most property types. These loans are not primarily credit driven, but rather based on the equity in the property.
Alameda County is centrally located in the San Francisco Bay Area, and as such has many desirable characteristics. Due to this, we sometimes have additional flexibility with investors and funding sources for loans in this area. We can help with residential, commercial, land, construction, rehab and most other loan requests secured by real estate in this area.
We can assist with non-traditional and hard money loans throughout Alameda County, including the cities of Alameda, Albany, Berkeley, Dublin, Emeryville, Fremont, Hayward, Livermore, Newark, Oakland, Piedmont, Pleasanton, San Leandro and Union City.
Our loan to value ratios can go as high as 80% on purchase and cash out refinance transactions. In addition, we can help with rehab and construction or construction completion projects. These projects we can use the ‘as complete’ value and can potentially help finance as much as 90% of the cost.
Most of the loans we work on are unique. As such, we specialize in helping finance transactions that others have turned down. We are willing to look at each individual situation and work together to formulate a game plan that will meet the needs of the borrower – as well as make sense for the end investors. Our knowledge of the area can help us provide some creative solutions and options.
We can work with seller carry back situations, as well as JV partnerships, gap funding and other unique and creative structures. Also, in this area we can put together hard money loans for TIC projects. This includes TIC funding for investors acquiring a multi-family property and changing it to a TIC structure, as well as financing for the acquisition or refinance of individual TIC units.
Feel free to browse our blog and see some of the hard money loans in Alameda County we have been able to assist with. We’ve done Berkeley hard money loans for rehab, Oakland hard money loans that needed construction completion, Hayward hard money loans for rental properties, and more.
Also, we have funding sources for cannabis hard money loans in Oakland and other areas. Oakland is a hotspot for the cannabis industry, with a lot of activity in the area. Private money loans for cannabis are one way to finance not only acquisition, but also business expansion. Additionally, the value used for these transactions is based on the cannabis value of the property. These cannabis loans can lend as much as 65% of the value. For loans being used to expand cannabis operations or fund improvements, the funding can also be based on the future value – structured as a rehab type of loan with fund control holdbacks for work to be done.
Give us a call today to discuss your Alameda County loan scenario at 877 462 3422. Typically, a ten-minute conversation is all we need to get started. From there we can discuss various options and scenarios and move forward. The paperwork process is swift and uncomplicated, and you will always have a single point of contact to work with.