We are able to assist with San Diego County hard money loans of all shapes and sizes. Many of the funding sources we work with on a daily basis live in San Diego and the surrounding areas. Investors love to make loans in areas they know and can drive to easily. This means we often times have some very aggressive, creative and flexible options available for hard money loans in San Diego County.
San Diego County has one of the best climates in the state. Often described as a mild Mediterranean climate, this is one reason for the high desirability of the area. People want to live here, and so the real estate market is quite strong in the area.
Hard Money Loans in San Diego County
Our hard money loans in San Diego cap out at 80% loan to value on residential, and 75% loan to value on commercial property. On land, we can typically help secure a loan to value up to 50%. There is no cap with regards to maximum loan amount, and we are able to help with loans as small as $30k.
In addition, we can also help with hard money seconds in San Diego County. Sometimes we can even put together thirds! These loans can be ideal for investors looking to access capital without requiring them to get rid of a low rate bank loan. Most of the time these loans have no prepayment penalty. For investors with equity, this is an option to consider for additional leverage.
We can help with hard money loans throughout San Diego County. With local knowledge of the area, we understand the value of location in areas such as Mission Beach, Pacific Beach, Ocean Beach and other beach front communities. We are familiar with the whole ocean front, from the La Jolla area down to Point Loma. The Gaslamp district through to Imperial Beach. This knowledge is important, and can help us leverage the financing our clients need.
Hard Money Rehab Loans in San Diego County
San Diego hard money fix and flip loans are another area we can assist. These rehab loans come in many shapes and sizes depending on experience, credit and specific project. We have access to programs that do not have any minimum credit score requirements, nor experience requirements. We also have access to very well priced rehab funds for the experienced flipper. Structuring a hard money rehab loan in San Diego with as little as 10-15% cash in is very realistic. Additionally, we can leverage seller carry financing in lieu of cash – or work with JV or gap funding situations to put together true 100% funding.
If you have been looking for financing for your property or project in San Diego County and have been turned down by the banks or other hard money lenders, give us a call today at 877 462 3422. We are happy to discuss your scenario, and how we may be able to help secure the funding you need.
We can help with hard money loans throughout the entire San Diego County, including the cities of Carlsbad, Chula Vista, Coronado, Del Mar, El Cajon, Encinitas, Escondido, Imperial Beach, La Mesa, Lemon Grove, National City, Oceanside, Poway, San Diego, San Marcos, Santee, Solana Beach and Vista. Give us a call today. We offer personalized service and single point of contact for your entire transaction to make the process run smooth!