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Cgoulart@acalending.com
All California Lending is one of the most reliable Sacramento hard money lenders, specializing in flexible and fast California hard money loans. We provide customized financing solutions across the state, with a strong focus on helping real estate investors secure Sacramento County hard money loans quickly and efficiently.
As experienced hard money lenders, we understand that timing is critical. Whether you’re purchasing, refinancing, or renovating, our team is ready to help you access capital without the delays and strict requirements of traditional banks.
Our Sacramento hard money lenders program supports a wide range of property types, including:
We also offer financing for rehab projects, ground-up construction, and construction completion. As leading Sacramento County hard money lenders, we structure loans based on your investment strategy, not just your credit profile.
Sacramento, the capital of California, is one of the fastest-growing real estate markets in the state. As experienced Sacramento hard money lenders, we’ve seen increasing demand due to:
This makes Sacramento an ideal market for both short-term and long-term real estate investors.
As top-rated Sacramento County hard money lenders, we offer a variety of loan programs tailored to your needs:
For buy-and-hold investors, we offer 30-year fixed Sacramento hard money loans with up to 75% loan-to-value (LTV). These fully amortized loans provide stability and predictable payments, making them ideal for long-term rental portfolios.
Our Sacramento hard money lenders program includes 30-year fixed commercial loans, which are rare in the private lending space. These loans typically offer 70–75% LTV, depending on the property type, with competitive rates and flexible terms.
For short-term investment opportunities, we provide aggressive 1–2 year financing options. Our Sacramento hard money lenders can fund up to 80% LTV for residential properties.
As experienced Sacramento hard money lenders, we offer land loans up to 50% LTV for both raw and entitled land. These loans are ideal for developers and investors planning future construction.
We also provide construction financing solutions, helping you move from land acquisition to project completion with ease.
Sacramento is a major hub for cannabis real estate, with designated green zones for cannabis businesses. Our Sacramento County hard money lenders program includes financing for cannabis-related properties, including:
These loans typically range from 65% to 75% LTV, depending on the project and location.
In addition to standard loans, our hard money lenders also provide:
We focus on flexibility, speed, and practical solutions that help investors close deals and grow their portfolios.
If you’re looking for experienced Sacramento hard money lenders, All California Lending is here to help. Our streamlined process allows us to quickly evaluate your deal and provide clear financing options.
Call us today at 877-462-3422 to discuss your project. In most cases, a quick 10-minute conversation is all it takes to determine how we can assist you.