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California Hard Money Land Loan

Chris Goulart

This California hard money land loan funding was for a piece of land with a small amount of debt on it.  Our client was in need of some working capital to further improve the property.  His goal was to make improvements to streamline operations for more efficiency and to maximize crop yield.

California Land Loan

This property consisted of just under 20 acres and contained two wells on the property that provide all the water for the irrigation.  The property is planted with mature producing manzanilla olive trees with the soil being San Joaquin Loam.  Our client had owned the property for about five years and had built a good amount of equity in the property.

We were able to get our client a quick commitment to fund and a swift turn around on this land loan transaction, enabling him to access the capital required for his business operations without undue time delays or red tape.

Our loan to value on this transaction was about 30%.  Most of our California hard money land loans fall out between 30-50% loan to value.  More desirable locations usually will be at the higher end of that range, while less desirable locations will typically fall out closer to the 30% level.  Land that has structures on the property can sometimes be financed at higher loan to value ratios, in some cases up to 65% or more.

For more information, please call us with your scenario at 877 462 3422.  You can also find more information about these products by visiting our California land loans page.


Google Users Reviews

Roseanne Baker
Roseanne Baker
18:45 07 Sep 18
Chris is extremely professional, is a hard worker, always responds back to my emails/calls promptly, and is an expert... as what he does. I will definitely recommend him to anyone that is looking for lending services and I will continue to use him for all of my lending needs in the future. You will not be disappointed with his more
lorraine pitre
lorraine pitre
18:44 07 Jun 17
I used All California Lending to provide me with a hard money loan. My loan representative was Chris Goulart. I... needed the loan to close in 15 days. Mr. Goulart was able to close the loan in the time frame expected. Several things I admired about Mr. Goulart was that he had great communication via email, text and/or verbal. He was always available. I was even out of the country while he was processing the loan. I came back and the loan was completed. 5 Stars!!!read more
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