Apartment Building Financing

Apartment Building Financing California

We can help with Apartment Building Financing California and tailored Apartment Financing California solutions. Whether you are looking for a creative solution through our private money investors, or in search of institutional money, we can help put together a loan that will secure the apartment building financing you need.

In these times of tightening credit, it is more important than ever to have a specialist working to secure the financing you need. We specialize in difficult to place loans, providing private funding solutions when needed, and securing institutional financing when our resources warrant. Call us today, you will notice a superior level of performance and will get an honest assessment of your transaction.

Apartment Building Loans California for All Property Types

We are able to fund apartment building or multi-family loans of all types in California, including flexible Apartment Building Loans California programs. Whether looking for acquisition funding on an apartment building, or refinancing existing debt, we have many multi-family loan programs to choose from.

In addition, due to our relationships with numerous private investors and access to private money, we are able to finance many out-of-the-box scenarios that banks may not be able to help with. As part of our Apartment Financing California solutions, we can cross-collateralize multiple properties, finance rehab work, and work with properties that have unique challenges.

Flexible Apartment Financing California Solutions

For properties with vacancies or other debt service issues, we also provide apartment loans with no DSCR requirements. These are true equity loans, based on the value of the property, and are a key part of our Apartment Financing California programs.

For purchases of distressed apartment buildings, or for owners of existing buildings with vacancies for any reason, we can help. Often, our loans are used as a way to reposition a property. By taking a two-step approach, we help you secure funding now and transition into a long-term solution once the property reaches stability.

Poor Credit Apartment Building Loans California Programs

Programs for 640+ Credit Scores

While we are able to help regardless of credit score, for those with credit of 640–650 or better we have additional, highly attractive Apartment Building Loans California options available.

These programs will finance up to 75% loan to value, with rates typically starting in the mid single digits. These are usually full 30-year terms with fixed periods ranging from 3 to 10 years. We can finance properties with 5+ units under this program.

For properties with less than 5 units, we can typically offer similar terms at a slightly lower loan to value of 70%. We can assist with purchase transactions as well as rate and term or cash-out refinancing.

Options for Lower Credit Scores

Additionally, we do have programs for those with credit below the 640 mark. Just because you have had some credit challenges in the past does not mean you cannot secure Apartment Financing California for your apartment building investment.