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All California Lending – Commercial and
Hard Money Loans
All California Lending is your source for hard money and commercial loans. We specialize in these types of transactions - with years of experience, hard money and commercial loans are all we do.
For hard money lenders equity is the most important factor when making lending decisions. Many times we can help regardless of whether the banks will make you a loan due to your credit, job history or income documentation.
We can help you find hard money for:
- Rehab or fix and flip transactions
- Purchases and Refinances
- Commercial loans
- Residential loans
- Mixed-use loans
- Apartment Loans
- Land loans
- Small Balance Commercial Loans
- Industrial loans
- Construction completion
- New Construction
- Most other property types located within California
We have access to hundreds of hard money sources and offer many loan programs for both hard money and commercial lending. Chances are we have a hard money loan program that will work for you! In addition, we can help you obtain funding quickly, sometimes in as little as five business days.
Call Today to Discuss Your Hard Money or Commercial Loan: 877 462 3422
What Are Hard Money Loans
Hard money loans and private money loans are two terms that are often used interchangeably. Hard money loans are basically loans that are made by sources other than the banks and large institutions. All California Lending works with individual investors, groups of investors, large and small funds and other sources of financing that do not need to adhere to the strict black and white guidelines that the banks require.
Because the source of our funds comes from individuals and investors, we are able to secure financing for transactions that simply make sense. As hard money lenders, if a transaction makes sense for both the investor and the borrower then we typically have a loan that can and will be made.
There are many reasons to seek out alternative financing:
Speed - Hard money lenders are typically going to be able to fund much more quickly than a bank or institution. If you need a transaction done quickly to secure a real estate investment, hard money may be an option to consider.
Credit – These days banks are very stringent with regards to their credit requirements. If you have blemishes on your credit, you may want to consider hard money.
Transaction Type – There are many types of transactions that the banks are not funding. Fix and flip or rehab transactions are one example. Construction, land and commercial properties that do not meet the stringent debt coverage ratio requirements are some other common transactions that may require alternative financing.
Flexibility and Creativity – When dealing with hard money lenders, there is a lot of flexibility and creativity to create an out of the box solution. All California Lending can help you structure your deal to meet your goals.
Typically we are able to let you know whether we are able to help with your particular scenario very quickly. With a five minute conversation we can discuss your options.